The most common types of personal insurance include, but are not limited to; automobile, homeowners(which includes renters, condo owners and landlords), excess liability (as know as umbrella policies)and specialty lines (motorcycles/ATV, boat, jetski, jewelry and RV’s). Feel free to look at our Glossary for coverage explanations.
This means that everyone needs some form of personal insurance or another.
Life insurance can be a confusing part of your financial portfolio; however, it is very important. We are here to help you understand the need for insurance and the different types of life insurance. Feel free to look at our Glossary for some brief descriptions of the different types of policies, or, better yet contact us for a free consultation.
Even if you have life insurance through work, you probably should still take a look to make sure you have enough coverage.
Check out our Life Insurance Calculator.
The most common types of commercial insurance are general liability, property/building coverage, commercial auto, and workers compensation. In general terms, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers’ compensation insurance covers on-the-job injuries to your employees. Depending on your business, you may want additional specialized coverages. Feel free to contact us to discuss these coverages in more detail or to discuss other types of coverage.