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10 Fire Prevention Tips

If the smoke alarm goes off in your home, do you and your family have a fire escape plan? Fire departments respond to approximately 370,000 home fires every year. And, while not all home fires are preventable, creating a fire-prevention plan can … Continued

6 Items You Should Always Have in Your Car

Thanks to mobile phones, a vehicle breakdown is usually more of an inconvenience than a real danger. A quick call to a tow truck or roadside assistance service will usually get you to safety within a couple of hours. But … Continued

Renters Insurance Gaps

Like any home, you fill your rented place with all kinds of stuff, from furniture and appliances, to photos and outfits. You spend your time and money making it your own and making it comfortable…but did you make sure it’s … Continued

Actual Cash Value vs. Replacement Coverage

If your car’s totaled, most car insurance companies reimburse you for the actual cash value of your car, not the replacement cost. Let’s review the difference. Actual cash value vs. replacement cost Actual cash value (or ACV) is calculated by … Continued

Furnace Care Tips

As a homeowner, it can be easy to overlook important home maintenance, but with winter approaching, there’s one task in particular you’ll want to complete. And that’s getting your furnace in tip-top shape. That bulky metal box in your basement (or … Continued

Infographic: New Year’s Resolutions

New Year’s Eve has always been a time for looking back to the past, and more importantly, forward to the coming year. It’s a time to reflect on the changes we want (or need) to make and resolve to follow … Continued

Is Jewelry Covered by My Homeowners Policy?

  Coverage for Jewelry A personal articles floater provides coverage for possessions with higher monetary values like: Jewelry Cameras China and Crystal Firearms Golf Equipment Personal Computers Silverware Works of Fine Art Why should I consider a Personal Articles Floater? … Continued

Energy (and Money) Savings Tips & Tricks

  Given the current economy many of us are looking to save money wherever we can. Did you know your utility bills typically account for 15% of your take-home pay? Knowing those bills can consume such a large part of … Continued